Soil

About Soil

Earn Yield from Real World Assets: Soil's innovative approach to crypto lending Soil is a blockchain-based lending protocol that bridges the gap between traditional finance and the crypto world, reshaping corporate debt and fixed-income investments. It is a debt marketplace where established companies can obtain financing, and crypto investors can lend their stablecoins to earn yield derived from Real World Assets that exist off-chain. We make money by taking a percentage of the interest paid by borrowers to lenders and fees earned from facilitating their connection. DeFi lending platforms vulnerable to defaults and yield volatility: A growing concern in crypto market In the current DeFi landscape, most platforms are vulnerable to defaults and yield fluctuations during rapid crypto market downturns. This is because the crypto market is still in its early stages and lacks diverse business models in DeFi, resulting in relatively low profitability, with popular lending protocols offering only around 2% annual percentage yield (APY). One of the main problems is the reliance on fragile collateral, primarily consisting of correlated crypto assets, which makes these platforms unstable. How Soil's unique approach protects against crypto market volatility Soil seeks to change this by bridging the gap between the crypto world and the traditional economy. It offers an opportunity for anyone to earn attractive and predictable interest by lending to real-world companies through the protocol. What sets Soil apart is its unique risk mitigation strategy. It secures its cash flows with income from non-crypto businesses and fully collateralizes loans with real-world assets, reducing its vulnerability to crypto market fluctuations. Soil's mission is to democratize access to capital, providing companies with an alternative financing option distinct from traditional finance. By leveraging blockchain technology, Soil connects lenders with stablecoins to these businesses, allowing borrowers to quickly access fiat money for their operations. This ensures that cash flows generated from crypto loans on the Soil platform are less affected by crypto market cycles and token valuations. Soil aims to revolutionize the DeFi lending and borrowing space by offering a safer and more accessible way for companies to obtain financing and for lenders to earn returns, all while reducing vulnerability to crypto market volatility.